Tuesday, February 3, 2015

Banking - Credit Analyst D

by Unknown | at 2:57 PM

Department:

People & Change Ghana

Job type:

Permanent

Closing date:

06-Feb-15

Location:

Accra

Reference Number:

130-PEO00370

The Company

Be part of a company that offers you a career, not just a job. With a wide range of employment options and business areas to choose from, you are bound to find a perfect fit.
We share accountability with our employees and provide you with the best possible opportunities to learn and grow. We are breaking new ground with our innovative thinking and challenging our employees to think differently and develop into the thought leaders of the future. The foundation of our success is in our entrepreneurial culture and the belief that our people are our single most important resource.
If you share our values of being:
Helpful
Effective
Ethical
Innovative
Accountable
and you have one simple goal: to improve the lives of customers through simple, effective solutions that meet their needs, contact us today and join a winning team.

Roles & Responsibilities

This role is to analyses credit data to estimate degree of risk in extending credit or lending money and Consults with management to assist in corporate planning .Your specific roles are :

Comprehensive understanding of the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients
Identifying transaction specific risks including credit, taxation, accounting and legal
Introducing risk mitigating measures as input to structure transactions in line with the risk of philosophy of the Bank.
General understanding of the RSA Companies Act, Tax, Commercial Law and legal issues relating to security
Excellent verbal presentation and report writing skills (reports are presented to the Credit Committee and to the Board of Directors).
Keeping up to date with news and events that might affect various individual counterparties and portfolios.
A good understanding of credit grading and credit pricing models.
Modelling, assessing and advising on industry and company specific risks