Tuesday, February 3, 2015

Ongoing Risk Manager

by Unknown | at 3:24 PM

Department:

People & Change Ghana

Job type:

Permanent

Closing date:

06-Feb-15

Location:

Accra

Reference Number:

130-PEO00381

The Company

Be part of a company that offers you a career, not just a job. With a wide range of employment options and business areas to choose from, you are bound to find a perfect fit.
We share accountability with our employees and provide you with the best possible opportunities to learn and grow. We are breaking new ground with our innovative thinking and challenging our employees to think differently and develop into the thought leaders of the future. The foundation of our success is in our entrepreneurial culture and the belief that our people are our single most important resource.
If you share our values of being:
Helpful
Effective
Ethical
Innovative
Accountable
and you have one simple goal: to improve the lives of customers through simple, effective solutions that meet their needs, contact us today and join a winning team.

Roles & Responsibilities

To manage non-performing loans within a specific region to maximise recoveries and minimise cost, while providing credit with accurate MIS. Your specific roles are :

Ensure the reduction of loss to the bank and increase of revenue through collections and recovery
Control, manage costs / expenses within approved budget to achieve cost efficiencies by monitoring legal fees payable to attorneys and liquidators.
Establish, align and manage target and budget goals whilst ensuring effective control of costs for a range of functional areas to increase cost efficiency.
Deliver a sound Debt Recovery Management culture through awareness of campaigns to influence behaviour and drive the importance of compliance.
Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME's, project managers and senior staff members by providing market insights and analysis and support business development activities on credit recovery to ensure and develop local partnerships
Achieve monthly team targets with specific focus on non-performing loans and recovering of provisions
Control the administrative activities relative to the function of deceased and insolvent estates by ensuring liaison with third parties i.e. Attorneys, Trustees, Executors, Liquidators by the Collectors.
Comply with governance in terms of legislative and audit requirements.
Control the risk grading of customer base, by input of data into Regulatory Credit Recovery reports and models, to ensure minimisation of risk to bank for future business.
Ensure legal action for non-performance by either Executor, surviving spouse or solvent half share owner of properties were done by Collectors.
Counsel surviving spouses to expedite closure of home loan accounts.