ABOUT THE ORGANIZATION:
Accion International is a global nonprofit organization dedicated to building a financially inclusive world, with access to economic opportunity for all, by giving people the financial tools they need to improve their lives. It is a world pioneer in microfinance and it has helped build MFIs in several countries.
ABOUT THE JOB:
Accion International is seeking a Resident Adviser - Regional Expansion Specialist. S/he will be responsible for supporting the chief commercial officer to implement the business expansion plans of the bank across Nigeria in manner that ensures uniform application of the bank’s brand, policy, and processes. S/he will support and monitor the regional teams and the branch managers in achieving the objectives of the bank. S/he will also provide support to the regional managers to achieve business growth by achieving the targets set for the regions and branches.
Tasks and Responsibilities:
- Establish the policies, processes, and procedures for business expansion across the regions together with the chief commercial officer and chief operations officer, covering new market overview and feasibility report, zoning methodology, approval process, credit process, branch opening, business development, product modifications etc.;
- Develop a template for branch expansion and/or developing outreach across regions taking into consideration regulatory and legal compliances as required;
- Plan and implement branch network expansion/services delivery across regions in a well thought out and methodical manner to achieve time bound network expansion milestones;
- Lead the process for training the regional and area managers to enable them fully and successfully establish in the new regions and provide ongoing hands on support for each new region established for first 12 months;
- Provide leadership to the regional team and branches in achieving the objectives and targets set for the regions and branches;
- Ensure that the regions under his supervision fully comply with all the policies and procedures covering credit, financial, and human resources of the bank;
- Follow up of important customers as well as delinquent customers, and chair sometimes the regional loan committee;
- Develop staff capacity through ongoing need-assessment and support to maintain efficiency and effectiveness of resources, share success stories and best practices across regions and provide mentoring/coaching as may be required;
- Follow up of the recovery plan at regional level in coordination with the recovery manager and regional recovery supervisors;
- Update of the market situation, particularly, competitors to Accion Microfinance Bank and build national level efficiency and competitive advantage for AMfB;
- Scale up outreach of the bank’s operations within the regions, in accordance with the approved budget while ensuring the quality of the portfolio;
- Facilitate development of annual budget and implementation plans in consultation with the chief commercial officer;
- Conduct periodic and regular visits to various regions, branches, and sub-branches to provide management and operational oversight so as to help co-ordinate activities and link capabilities across regions.
Qualifications:
- Academic Bachelor's degree in Economics or Sciences. Master's or MBA is preferred;
- At least 8-10 years experience in banking or microfinance, where at least 5 years of it serving in a managerial role in charge of regional branch expansion and business growth;
- Ability to recognize opportunities and risks across operations boundaries in regions, ability to co-ordinate activities among teams across regions;
- Ability to track product and market trends across regions, a good command of written and spoken English, good computer literacy, advance understanding of the concept, theory and practice of microfinance banking will be required;
- Social concern, committed, believing in, and committed to staff capacity building, respectful to customers.
HOW TO APPLY:
